6/11/2023 0 Comments Balance transfer credit card![]() If you have enough available credit, or once your credit limit application has been approved, you can request a balance transfer by sending a SecureMail message in internet banking. You can apply for a credit limit increase in internet banking - go to your credit card account, then click on ‘Additional options and details’ then ‘Change your limit’. If you don’t have enough credit, you’ll need to apply for a credit limit increase first. If you’re already a Kiwibank Credit Card customer, you can ask for a balance transfer, but you need to have enough available credit on your credit card. Even though the balance transfer with $800 remaining was processed first, payments are applied to balance transfers with the lowest rate first. This payment will first be applied to any interest and fees charged and then to the balance transfer of $6,500 processed on the 22 August 2019. John receives his monthly statement and makes a payment of $600 a couple of days later. balance transfer plan that was processed on 28 October 2019 balance transfer plan that was processed on 22 August 2019 balance transfer plan that was processed on 1 June 2019 If you have multiple balance transfers with the same interest rate, payments will be applied to the oldest balance transfer first.įor example, John has three active balance transfers on his Zero Visa: If you’ve made more than one balance transfer, payments will first go towards the balance transfer with the lowest interest rate. If you don't make purchases or cash advances on your credit card while you have an active balance transfer on your account, the lower balance transfer interest rate will apply meaning you can keep interest charges to a minimum. Please note, that cash advances and purchases will attract standard interest rates, not the balance transfer rate. After that, payments will go towards the balance transferred, then to cash advances and purchases. Your credit card will attract fees and charges, any payments you make will go towards these first. ![]() If you want to make sure you're paying off your transferred balance within the balance transfer period, you need to understand how your payments work. Also, any payments you make will go toward your balance transfer first.Android app-store-apple app-store-google arrow-black arrow-d arrow-green-two-toned arrow-green arrow-r arrow-u arrow b-corp-certification Logo-BB bg-warning breadcrumb calculator-big calculator caret-d-thick caret-d caret-l-bold caret-l caret-r-bold caret-r caret-u chevron-black chevron-dropdown chevron-green-two-toned chevron-light chevron-medium-black chevron-medium-down chevron-medium chevron-skinny chevron circle-arrow clock close-x content-tip-flip content-tip-orange content-tip-white content-tip csv document email-experts facebook fax hamburger info-bg info inner-kiwi iphone kiwibank-logo-black-text kiwibank-logo-md kiwibank-logo-print kiwibank-logo-rebrand kiwibank-logo-sm kiwibank-logo link linkedin load-next location-experts Email_PMS350 marker-small marker menu mobile-experts Mobile_PMS350 mouse padlock-outline-black padlock-outline padlock pause pdf pencil play-big play-black play-rounded Play - sharp Play-small play postshop-logo quote-mark radio_button-checked radio_button rainbow-tick-white rebrand-alert-square rebrand-arrow-right rebrand-facebook rebrand-info-square rebrand-instagram rebrand-left-right-arrows rebrand-linkedin rebrand-list rebrand-location-pin rebrand-twitter search speech-bubble telephone-experts Phone_PMS350 text-bullet tick-green-white-background tick-green tick twentyfour-hours twitter user video-big video warning ![]() That means for new purchases, you’re charged the higher regular rate. New purchases: The promotional rate only applies to the balance you transferred.No interest-free grace period: Unless you’re using a 0% interest rate offer, you’re charged interest as soon as the balance transfer is posted to your account.Credit score: To qualify for the best balance transfer offers, you usually need good credit.For other cards, it’s 50% of the credit limit For some cards, the maximum amount is the card’s credit limit. Credit limit: The amount you can transfer depends on the card you’re moving your debt to.For example, if you want to transfer a balance to a CIBC card, it has to come from a non-CIBC card ![]()
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6/11/2023 0 Comments Macbook pro disk cleaner free![]() ![]() This app does a great job of helping you stay away from annoying things like adware and pop-ups. It also has a malware-scanning utility that works just fine. For instance, you can easily quit memory-conscious apps and remove system junk files. MacKeeper checks almost all boxes when considering the features you need for cleaning and protecting your Mac. In many ways, MacKeeper is similar to CleanMyMac X, but some of its features make it suitable for this position on this list. If you want versatile cleaning features along with security protection, you might want to check out MacKeeper. CleanMyMac X also offers multiple discount options for students. So, when you go premium, you can find plans starting at $34.95 per Mac. On the bright side, you can get the CleanMyMac X app as a part of the Setapp subscription, which means you spend only a fraction of the amount.ĬleanMyMac X uses a freemium model, where you can try the app before unlocking all features. ![]() It would be nice if the developers could decrease the price to an extent. It is also true that CleanMyMac X can be a little expensive for some people. ![]() So, it is an area where we would like to see some improvement. For instance, the malware removal utility cannot replace a fully-fledged anti-malware program. ![]() While we love how comprehensive CleanMyMac X is, we cannot say it is perfect. Moreover, if you do not want to keep the fully-fledged app open, a simple menu-bar app of CleanMyMac X will give you timely updates. For instance, you can use the app’s smart assistant to carry out all these tasks. The best part is that all these utilities work hand in hand. Finally, the Shredder utility comes in handy while deleting confidential data. Similarly, the Large & Old Files utility will help you eliminate unused/huge files from the Mac. For instance, you can use the Space Lens option to see how your Mac’s storage space is used. The cleaning app also takes care of large files on your system. We also loved the dedicated tools for uninstalling and updating your installed apps. You can restore your Mac to the best state possible with a single click. They do a lot of tasks that can take you hours if done manually. Finally, when we come to the Protection aspect, you get malware removal and privacy enhancement utilities.ĬleanMyMac X also packs dedicated utilities to deal with speed optimization and maintenance. These utilities ensure that residual/junk files do not take up your Mac’s storage space. On the Cleanup side, you get dedicated cleaners for System Junk, Mail Attachments, and Trash Bins. So, it checks all the boxes you expect from the best Mac cleaner app. We are talking about a combination of system junk cleaning, anti-malware protection, and speed optimization. To keep things as simple as possible, CleanMyMac X contains everything you need to revive your Mac and keep it that way. And after testing the latest version of CleanMyMac X, we believe it deserves this top position. But it does not stop us from objectively reviewing what this Mac cleaner can do. Best Mac cleaner apps in 2023: our top picksĬleanMyMac X has been our go-to Mac cleaning app for years, and we love recommending this app to our readers. Now that you know why a dedicated Mac cleaner makes a difference, let’s explore the best options you have out there. These apps are designed not to cause system-level issues while removing junk files, unwanted apps, residual files, etc. This is where dedicated Mac cleaner apps enter the stage. And we never recommend messing with the macOS system files. So, if you were to rely on macOS alone, you would have to remove system junk manually.Īs you can guess, it is hectic and unsafe for most people. The Storage Settings utility does not do anything about removing junk/residual files from your Mac. It can also help you optimize your iCloud storage space.īut the fun ends there. This utility makes it easy to understand what takes up your Mac’s storage space and helps you remove bulky elements. You can open it by going to System Preferences > General > Storage. If you have a Mac running macOS Sierra or later, you can find a utility named Storage Settings. However, every Mac ships with a utility to help you manage storage. You may already know that macOS does not have a built-in cleaning utility. So, if you use your Mac for intensive tasks like development, software testing, video editing, or research, you may get a slight problem: running low on space.įortunately, we came across this dilemma a lot earlier than you did, and we have figured out these best Mac cleaner apps you can use to speed up your Mac in 2023.īut first… Let’s explore the built-in options While macOS is better than Windows in many aspects, Apple’s best OS is not free from system junk and temporary files. In 2023, it is unsurprising that Mac notebooks and desktops become slower. Editor’s note: We regularly look over this guide, with new updates being added for freshness and comprehensiveness. ![]() 6/11/2023 0 Comments Galaxy slayer zed interactions![]() This sense of oppression, kinda remind of Aatrox lost login theme Comment by Qlearly. WHAT/ GLALXY SLAYER ZED WTF Comment by Federico Piras : League of Legends( ) :: :: Zed :: Alistar :: Evelynn :: Rakan :: Irelia :: Kaisa :: Fiora :: LeBlanc :: Camille :: LoL. OMG THE ATMOSPHERE SOUNDS LIKE SPIDERMAN A LITTLE Comment by "Just a star-dragon" This is great Comment by Pre Go please guys remove that horrible logo its so basic ur old one is so much better and not easy to do, but the new one i literally can do it im a fan to this game and i love it so much just dont ruined it like this please :) Comment by "Just a star-dragon" the existence of automated decision-making, including profiling, referred to in Article 22 (1) and (4) of the GDPR and, at least in those cases, meaningful information about the logic involved, as well as the significance and envisaged consequences of such processing for the data subject. The new animations make Zed feel like a completely new champion and makes it his best skin. This ability to strategically reposition combines with some hefty bursts of both physical and magic damage to make Zed versatile across multiple roles. At the end of the day, though, Riot succeeded in making a down-to-earth champion feel other-worldly. Zed can even switch places with his clones to perform surprise initiations or quickly head off a fleeing enemy. Comment by Blade go to Comment by Blade Princess It’s hard to describe the theme of Galaxy Slayer Zed other than a unique mix of Avatar and Marvel movies. Galaxy Slayer Zed - Login Theme by League of Legends Pause Galaxy Slayer Zed - Login Theme League of Legends 3 years ago Soundtrack 87. ![]() Lol total stranger thngs vibe Comment by Shadow the hedgehog When no one even plays this shit anymore Comment by AgapeGopal Interact: Download 4 Like Favorite Tags: Yasuo (League Of Legends) 2408 397 0 Submitted 11 months ago. ![]() Genre Soundtrack Comment by DeepTerro=::::::::::::::::::::::::::::|○ The official login screen for Galaxy Slayer Zed. ![]() 6/11/2023 0 Comments Aviation exam easa atpl![]() ![]() If a pilot was not able to transfer his/her license to an EASA Member State before January 01, 2021, the pilot still has an option to convert a UK-issued license into a Part-FCL licence in accordance with Commission Delegated Regulation (EU) 2020/723 laying down detailed rules regarding the acceptance of third-country certification of pilots. Such licenses are considered as third-country licences in the EU after that date. That request for transfer of a license/certificate shall be done in accordance with the application process and forms developed by the receiving competent authority of an EASA Member State, which may not necessarily be the same in all EASA Member States.Īfter December 31, 2020, holders of Part-FCL licence previously issued by the UK CAA cannot be longer considered holders of a Part-FCL licence issued in accordance with Regulation (EU) No 1178/2011 subject to mutual recognition within the EASA Member States. If such a transfer has not occurred, the UK issued license or certificate will no longer be valid and recognised in the EU as of that date in accordance with Regulation (EU) No 2018/1139 and will be considered under that regulation as a third country license/certificate. The below questions address mostly the situations whereby a holder of a UK issued license or certificate did not transfer that license or certificate to an EASA Member State before 1 January 2021. After that date, those licenses and associated certificates, including instructor and examiner certificates, issued by UK CAA will be treated as a third country certificates. The UK pilot licences and associated certificates are valid and recognised in the EASA Member States for purposes of flying ‘EASA-aircraft’ without additional requirements or evaluation only until 31 December 2020. Certification of products and organisations.Certification Support for Validation (CSV).Alternative Method of Compliance (AMOC) to an Airworthiness Directive (AD).Acceptable Means of Compliance (AMC) and Alternative Means of Compliance (AltMoC).Drones with class identification label C0-C6. ![]() ![]()
6/11/2023 0 Comments Fedex delivery by end of day![]() ![]() Same-day delivery from FedEx will arrive at the delivery address before 8 PM on the day it’s sent for delivery locally and nationally.įind more details about FedEx’s same-day delivery. How fast are FedEx shipping services ? FedEx: Same Day Delivery Both FedEx and UPS primarily provide same-day, overnight, flat rate, ground, freight, and international shipping services. While FedEx is known for its detailed tracking and express delivery services, FedEx and UPS have very similar shipping services. If you ship with FedEx, when do packages go out for delivery? FedEx packages go out for delivery from 8 AM to 8 PM Monday through Friday and deliver to residential areas on Saturday and Sunday if you’re wondering if there is Saturday delivery for FedEx, the answer is yes! FedEx also delivers packages on many US holidays excluding Thanksgiving, Christmas, and New Year’s Day. If your packages don’t need to arrive ASAP and you’re looking for consistent and predictable shipping solutions, below you can find the solution that you need and compare the delivery speeds between FedEx, UPS, and USPS. Due to the shipping volume at fulfillment centers, the national fulfillment services of 3PLs like BR provide better freight rates than if you ship on your own.ĭelivery speeds are very competitive between FedEx, UPS, and USPS, but FedEx First Overnight is the fastest shipping solution on the market. Many eCommerce businesses choose to outsource fulfillment and logistics to increase overall efficiency. Which carrier will satisfy your customer’s delivery expectations? According to Clutch Data, 48% of online shoppers “normally receive packages within 2-3 days” and 45% “are unlikely to continue ordering from a company if it delivers a package late”. Shipping trends have normalized 2 to 3-day shipping, advanced package tracking, and guaranteed delivery dates. While shipping cost can vary based on the carrier, delivery speed is the most important factor for the success of your business. The USPS vs UPS vs FedEx delivery debate boils down to varying lead times, hours of operation, and holidays. are FedEx, UPS, and USPS, but what’s the difference? Delivery speeds. The three largest shipping carriers in the U.S. The complete schedule for their shipping routes can be seen on their official Holiday Schedule PDF found right here.FedEx, UPS, and USPS Shipping Services & Delivery Time Differences 26 but will also be closed on Jan 1 and 2. Fed Ex Ground will be back to normal service on Dec. 30 and 31, while being closed on Jan 1 and 2. 26 and will have modified service on Dec. 26, if you’re using Express, it won’t be.Įxpress will be closed on Dec. So if you’re hoping that your package will be there on Monday, Dec. They have seven in total, with Express and Ground being the two most common. ![]() Unlike a lot of delivery services, FedEx has many different shipping tiers. ![]() If you have Same Day City delivery enabled, you’ll still be getting your package, but no other service will have theirs delivered. Is FedEx open on Christmas? (Will FedEx deliver on Christmas Day?)įedEx, like the United States Postal Service, will not be delivering packages on Christmas Day. FedEx has become one of the more reliable outlets for decades now, and they’re as necessary as ever when it comes to making sure people get their Christmas packages on time.īut does that mean they deliver on the day of? After all, the United States Postal Service doesn’t deliver packages or mail on Christmas Day, so should you really expect FedEx to do the same? No, you really shouldn’t. They’re right there with Amazon and the United States Postal Service. Enter FedEx.įedEx is among the largest delivery services in the United States. As more people are ordering items online and shopping at digital storefronts, the importance and need for reliable delivery services have never been so important. Each year the shipping industry becomes more and more important on Christmas. Waiting for FedEx to deliver on Christmas?Ĭhristmas means shopping, shipping, and special gifts from loved ones. ![]() ![]() ![]() If you have used the stock Apple Music app, you would find the interface similar to that but with the ability to import music from different sources. Swiping up opens the queue, whereas swiping down can close the current window and take you to the penultimate menu. While play/pause works by tapping anywhere on the player window, you can swipe left or right to change tracks. Interaction with the music player relies on swipe gestures, thereby eliminating basic playback buttons from the interface. Vox Music Player – Intuitive Interface with Smooth Swipe Gesturesįocusing on a fluid and intuitive interface, Vox Music Player is among the best offline music player apps for the iPhone, iPad, or other iOS devices. Musi – Stream Music Directly from YouTubeġ.TapTunes – Switch Between Music, Podcasts, & Audiobooks.Evermusic – Feature-Packed Music Player with Proficient Playlists Manager.Stezza Music Player – Safe Bet for a Simplified Music Listening Experience.Cs: Music Player – Full-On Customization with Cool RGB Sliders.Jams On Toast – Organize Your Music to Your Heart’s Liking.New Monaural – A Great Asset for aurally-impaired users.ARIIA – Designed for Immersive Music Listening Experience.Foobar – Feature-Rich Boasting Robust DSP Effects Manager.Onkyo HF Player – Best hi-res music playback experience.jetAudio – Power Equalizer with Sound Enhancer.Flacbox – Most Versatile iPhone Music Player.Vox Music Player – Intuitive Interface with Smooth Swipe Gestures.Which iPhone Music Player Apps Should You Try?.With smart playlists manager and ID3 tags editor, these music player apps are designed to let you keep your music ideally organized so that you can access your top picks with ease. Besides, there are quite a few music players that strike a balance between a beautiful-looking player design and a neat interface. While some are feature-packed and come with a wide assortment of customization tools, others are geared towards offering a simplified music listening experience. There is a variety of iOS music player apps. However, if you are looking for full-fledged music streaming apps for iPhone, head over to our extensive roundup by clicking on the link. ![]() While we have emphasized the offline music players for an uninterrupted music listening experience, we have made sure to pick the apps that offer support for cloud syncing. ![]() Which iPhone Music Player Apps Should You Try? However, let’s first check out the things that you should look for while selecting an iPad or iPhone music player! When it comes to music, it all comes down to personal choice. They also support most hi-res music file formats, to give you the best listening experience. These apps let you not only enjoy your own offline music but also support a host of cloud-based sources. ![]() ![]() You can open all the same Adventures in the Forgotten Realms cards in Draft Boosters that you can in Set Boosters-including the same Booster Fun cards-but these packs are optimized for Draft. Draft Boostersĭraft Boosters are perfect if you're looking for the classic Draft or Sealed experience. Vorpal Sword is available in Set, Draft, and Collector Boosters, but this art by Alessandra Pisano is exclusive to this promo. If you purchase a display, you may be eligible for this special foil Buy-a-Box promo-ask your local store! Set Boosters are available individually and in displays of 30 packs. 1 Ad/token/dungeon card or 1 card from The List.7–10 Commons and uncommons (at most 7 may be uncommon).1 Rulebook, module, or borderless common or uncommon-check out the Collecting Adventures in the Forgotten Realms article for details!.At least 1 rare or mythic rare card (approximately 27% of Set Boosters contain 2 rares or mythic rares, 3% contain 3, and it's even possible to open 4 though that's less than 1% of the time.).The commons and uncommons in Set Boosters tell little stories, and there's always the chance of opening a card from The List.Īdventures in the Forgotten Realms Set Boosters contain: ![]() Set Boosters always contain a Booster Fun card, a traditional foil card, and an art card. You're much more likely to open multiple rares in Set Boosters than in Draft Boosters. Set Boosters are an exciting way to add to your collection. Looking for your next adventure? You'll find the backstory on Dungeons & Dragons: Adventures in the Forgotten Realms (AFR) products in this article. ![]() 6/11/2023 0 Comments Remote typist jobs![]() ![]() Legal Applicants: 1 year or more of work in a law firm, including legal transcription and word processing experience, performed within the last five year period.Specific experience and good working knowledge in the creation of formal correspondence, memos, reports, etc. (General office, data entry and accounting experience, etc. General Applicants: 1 year or more of transcription and word processing experience in an office environment, performed within the last five year period. ![]() You must possess excellent listening skills and be comfortable working independently. ![]() Work Experience: You must be proficient in Microsoft Word 2007 or newer, including advanced formatting features.Language: You must be fluent in English and possess a strong working knowledge of English grammar, spelling, and punctuation.We do not contract with off-shore transcriptionists. Due to California law AB-5, SpeakWrite cannot accept applications from California residents. Residency: YOU MUST BE A LEGAL RESIDENT OF THE U.S.Typing skills: 60 WPM MINIMUM AVERAGE TYPING SPEED WITH 90%+ ACCURACYĪpplicants must pass a typing test with a minimum speed of 60 words per minute with 90% accuracy for your application to be considered.īefore you Apply – Try a Free Typing Test.Read about what’s needed to become a SpeakWrite transcriptionist below! We have a limited number of available positions and are only considering those who take action by applying now. With SpeakWrite, you can set your own schedule and work as much or as little as you like- which means you can make as much as you like. Where else in the world can you help a police officer do his or her job by transcribing their witness interviews one minute, then help a protective service worker document a child’s journey to a safe home the next? You will have the opportunity to transcribe audio from all sorts of industries including police departments, investigators, law offices and protective services. We are accepting applications for qualified typing and transcription experts to join our team and get paid to help facilitate the work of professionals all over the country! and be able to fully control your schedule? If so, please read on… Want to build a career that allows you to work from home and immerse yourself in interesting fields everyday?. ![]() 6/11/2023 0 Comments Skinz graphic design studio![]() ![]() ![]() You can complete this course without one but it will be tougher. To succeed in this course you will need access to a computer. If you complete the course, along with its optional (but highly recommended) briefs, you will have a core set of graphic design skills that you can apply to your own projects, or to more deeply investigate a specialized area of graphic design. ![]() I don't just want you to watch a video of someone talking about design, I want you to MAKE design! If you want to be a designer you have to be a maker and a communicator, so this course will offer you lots of opportunities to get your hands dirty with exercises and with more practical projects.Īt the end of this course you will have learned how to explore and investigate visual representation through a range of image-making techniques understand basic principles of working with shape, color and pattern been exposed to the language and skills of typography and understand and have applied the principles of composition and visual contrast. foundational skills that are common in all areas of graphic design practice. Through visual examples, this course will teach you the fundamental principles of graphic design: imagemaking, typography, composition, working with color and shape. As graphic design becomes more visible and prevalent in our lives, graphic design as a practice becomes more important in our culture. Graphic Design is all around us! Words and pictures-the building blocks of graphic design-are the elements that carry the majority of the content in both the digital world and the printed world. ![]() 6/11/2023 0 Comments Savage xr samurai wars![]() ![]() Mining, constructing and repairing can be ordered to up to 10 AI-workers that are fully controlled by the commander, as well as to real human player of the team. Parts of the gold players earn on the battle field goes directly to the teams gold reserves, defined by the commanders tax rate. Outposts and defensive structures additionally require gold, which is infinitely available if the team fights well. Redstone is available in limited amounts on the map and is required for anything built or researched by the commander. There are two types of resources: Redstone and Gold. Or join the Legion of Man with its powerful defensive structures, superior ranged weaponry, ranged siege vehicles and items allowing them to quickly travel back to their base.Īs the commander of your team, you will manage your economy and resources while building a secure and cost efficient base, develop units, weapons and items based on 4 different tech trees, plan your assault and direct up to 63 real human players into battle. Engage the enemy with tree swinging Behemoths, magic weapons and fast-paced melee combat. ![]() Join the furious Beast Horde and use your superior speed and mobility to gain map control. Savage XR features two distinct races with different combat mechanics and different ways of victory. With each new match all previous progress gets reset. A game can take between 2 and 45 minutes. Each team has one commander, who plays the game like an RTS, and additional players, who play the game like an FPS (but with a third-person mode for melee). The goal of the game is to destroy the primary enemy structure - the "Stronghold" for the human race, or the "Lair" for the beast race. A single match has two or more teams, which can be either human or beasts. Each match of Savage XR takes place on one of over 2000 available maps. Savage XR is a unique RTS/FPS hybrid game available as Freeware for Windows, Linux and Mac, that can be played either online, on LAN or offline against bots (without commander). ![]() |